Stay with me on this okay. I am 54 years old way too young to have what happened to me happen. I am filing for disability and resisted since I was in the Hospital ICU and nearly died from a massive blood infection no one was able to identify in September and October 2006. It was also said I may have been poisoned over a period of time yet toxicology reports didn't identify anything. But saying all that I never saw it coming, I figured since I loved to work I would be working either till I died or at least 70, but life threw a monstrous curve ball at me.
I have stored somewhere six years worth of food at least four years is those nitrogen packed storage foods. I also had this odd habit of never spending change I got back from a dollar and carried a large coffee can in my work truck where the change went and each week I almost filled it. I recently found out I had saved well over seven thousand dollars in change over the years. My bank has a change counter and every time I brought the change in They gave me paper money for it and this is why I know how much I cashed in so far. I bought a nice Ham/Amateur radio station with a little of it [Alinco DX-70-TH, Icom 75, power supply antenna tuner and more] So if you know radio you know that was a huge chunk of money.
Now the clincher. I use propane for heat and I pre-bought so much back when it was 79 cents a gallon [1998] that I still had credit in 2008 to fill my 500 gallon tank. I now use Wood pellets and a pellet stove.
I wont even tell you how much money I had invested but I will say it paid off a 57,000 dollar hospital bill and related doctors costs.
Now I had all my bills aid up from six months to a year in advance back then with an escrow account that I calculated to make sure that if I was injured and had time off I would survive.
I have no lived with my parents since age 16 nor have they gave me a penny since age 14 so I was on my own and they will tell you the fact that I had a business that made serious money at age 14 A Detroit news route of 135 customers, and a Free press rout of just over 250 I won awards from both because how fast I built them and I through moms name joined Amway and Shaklee and sold to my paper route customers. So I was never lazy and if anything I was a little hyper active and found a way to use it to make money.
Today I am forced to file disability after almost 5 years fighting with my Doctors who all told me to file. Life is getting tough and no matter how prepared one is life will curb stomp you sometimes. Now I am left with the possibility of selling off some of my guns to keep going if social security that I paid for 36 years keeps laying games with me.
No matter how great you think you prepared yourself for these things life can drop kick you where it hurts most. So I wouldn't be so hasty to criticize others and brag about how worldly you are. We don't know his life or how prepared he was or was trained to be. preparedness is learned and not a natural function of modern man. My mother taught me to be ready for anything, as she lived through Nazi Germany and in 1955 came here with my Father a soldier stationed in Germany. She lived through the most bombed city in WWII rarely talked about on all those TV shows on larger cities like Dresden. She lived in Koblenz Germany where the allies were convinced Hitler had a deep buried super secret munitions plant and that city was bombed for weeks on end. I read many books on that subject and what my mother told me was 100% correct.
She was almost fanatical about being prepared for anything life throws at you and I was....
But not everyone had a mother like mine who made sure by age ten I could cook, sew, do laundry and everything any self sufficient adult could do. She always said if she suddenly died she wanted to make sure I could go on without her. And I know she saw many of her family slaughtered and friends killed by the bombings and the allies who shot at children for fun. yes it did happen but that is what war is about despite what we are told to think.
So in retrospect we have no idea how prepared for lifes bad times he was and is, and if anyone even taught him. We do not come out of the womb as survivalists. So I would slow down the judgment and pray he learns from all he is going through, because it going to get far worse than anyone here imagines in the next two to six years. And a year and a half plan wont do much.
Forgive any typos for some reason the letter [p] on my keyboard is lazy and doesn't always work.
Highly unlikely, I have always maintained enough extra savings to get me through at least six months of the necessities,(rent,gas,food,not cpl class) and even during that I have savings in safe deposit boxes and in the form of short term CD's that I can utilize if needed. I also have a wide skill set so if I do end up unemployed I have a few other traits that I know I can get into working jobs within one month.
So yes one goal of my life currently is to up that from a 6 month to a year and a half plan.
If you actually come with a plan to stay safe financially you will do just fine, but if you quite your job or get fired with no savings then that is exactly where you will end up, in the gutter. It does not help to make irresponsible choices with your money such as paying for part of a cpl class when you can not afford the whole thing, it seems that there are simply better options to use that money one.