I've been reading every page of this thread over the last week (up to page 81 now) and thought I'd jump to the front and ask this question. If someone were to pull your handgun from your holster while OC (for the sake of this question, let's just assume they gain possession of your firearm regardless of your retention methods) and use the weapon for criminal activity including murder, are you as the OCer in anyway liable for what happens?
Gun snatches just don't occur. We file such stories under either disproven/false or urban legend.
To look at it logically though - if you vehicle was stolen and then used to rob a bank, do you think you'd be liable?
Put it all in perspective - it is not the tool that causes the problem nor the person previously possessing it. Rather it is the action of the individual who presently uses such to facilitate his crime.